The Best Black Friday Deals for Home

TVs and iPhones and Xboxes, oh my! Yes, it’s Black Friday time, and that means you’re probably making plans to get some great deals on popular electronics to gift this year. But don’t miss out on the chance to gift yourself, and your home, too. Black Friday is a great time to focus on improving your place, whether that means making some quick updates to the bedroom or making a large furniture purchase. Here are some of the best deals we found for home.

65″ Sharp 4K Roku Smart TV—Walmart, $398

There are tons of great deals on TVs this year, but if you’re looking for a big one without a big spend, this 65” Sharp TV from Walmart is your winner. “The best TV we found to fit a $500 budget is this 65″ Sharp 4K Roku TV from Walmart, where it’s a Doorbuster,” said Brad’s Deals. “We do expect it to be available online, but it may sell out quickly at this price. Walmart’s Black Friday sale launches online on Wednesday November 21, 2018 at 10pm EST.”

Samsung Stainless Steel French Door Refrigerator—Home Depot, $998

That’s a whopping 44% savings on this fridge from its former price of $1,864.

Dyson Ball Animal 2—Best Buy, $300

Vacuum cleaners may not be sexy, but don’t miss the chance to get one now if you’re in need. The prices are great on everything from the lower-end stuff to the big ticket suckers. For our money (and mainly because multiple children and animals live in this house), it’s all about the Dyson. “This upright is a highly ranked model in our ratings, and performed wonderfully at cleaning bare floors,” said Consumer Reports. “It also earns an Excellent rating for its ability to suck up embedded pet hair in carpet in our tests. It’s not the cheapest upright you’ll find, but at $200 off, it’s a solid deal for a top-performing Dyson upright.”

Google Home Hub with Google Assistant—Best Buy, $99.99

Save almost $50 and get connected (or give someone else a boost into the land of Smart homes) with Google Home Hub.

Everything!—IKEA—$25 off $100

You can take your pick of IKEA favorites this Black Friday. From November 22–26, you get a blanket $25 off your $100 purchase.

Amazing sheets—Brooklinen, discounts starting at 10 percent

Brooklinen has basically achieved cult status for its super-soft sheets, and they’re offering a stepped-up discount for Black Friday. Save 10 percent on $250, 15 percent on $350, and 20 percent on $450 across the site from November 23–26.

Canvas and framed art—Art.com, 50 percent off

Get half off everything site-wide on November 23.

Instant Pot—Target, $69

This kitchen fave is marked down from $99 at Target, plus you’ll get a $10 gift card to boot. This Doorbuster is available starting Thanksgiving day at 5pm.

Serta 16-inch raised queen-size airbed—Target, $60

How thoughtful of Target to put this airbed on sale just before your family arrives for the holidays! You’ll save $40 on this great deal.

 

Written By Jaymi Naciri

Source: https://realtytimes.com/consumeradvice/homeownersadvice/item/1021913-the-best-black-friday-deals-for-home?rtmpage=

 

November 19, 2018   No Comments

Your Fall Home Maintenance Checklist: 7 Tasks to Tackle Before Temperatures Dip

Once autumn’s chill is in the air, we don’t think twice about swapping our tank tops for sweaters and stocking our pantry with pumpkin-spice everything. So why wouldn’t we prepare our houses for the chill, too?

Yes, that first freeze can often take us by surprise, leading to major headaches and thousands of dollars in repairs. So before you start stuffing your bookshelves with decorative gourds and planning the best Thanksgiving dinner your in-laws will ever eat, take a swing through these simple fall maintenance tasks. We promise a little prep work now will help keep your home running smoothly all season long.

1. Prep your pipes

The term “winterization” is a bit of a misnomer: Yes, you’re prepping your home for winter, but the hard work needs to happen in autumn. And that’s especially true when it comes to your pipes.

DIY: “Shut off all faucets and valves, and drain any outdoor piping, like sprinkler systems, before the temperature drops,” says Jane Li, a senior project manager at Mercury Insurance. To be extra careful, Li recommends putting away any outdoor hoses and wrapping socks around outdoor faucets.

Call in the pros: If your winterization efforts uncover a leaky pipe, hire a plumber to fix the mess before the temperature drops. On average, a plumber will cost $300, but a broken pipe could run you upward of $5,000, depending on how much water damage there is. In other words, consider this money well spent.

2. Keep out the critters

Just as you’ll spend more time indoors when the weather cools, rodents and pests will seek out a warm place, too—like your home.

“Mice especially are flexible little creatures and can get through holes that aren’t much bigger than a dime,” says Karen Thompson, an editor at InsectCop.net, which researches and evaluates pest-control products and methods.

DIY: Take a tour of your property, seeking out any cracks that might let a critter sneak inside. Seal any openings with spray foam or steel wool.

“As a bonus, doing this will let you not only avoid rodents, but also ants and fleas,” Thompson says.

Call in the pros: If there’s evidence these pesky little guys have already infiltrated your space, consider bringing in a pro. An exterminator will charge between $90 and $250 for an initial consultation, and costs will scale from there depending on what you need.

3. ‘FALL’-proof your space

Whether you’re getting up there in years or frequently hosting elderly parents, use the fall season to prevent, um, falls.

“Falls make up almost one-third of all nonfatal injuries in America, and a little prevention can go a long way toward keeping you safe,” says Jason Biddle, who runs The Helping Home, a resource for aging in place.

DIY: Use the “FALL” mnemonic to make sure your place is slip-proof:

  • Floors: Scan your floors for fall risks. Look for clutter, slippery stairs, and loose rugs. Add sticky padding to prevent slips.
  • Activities: What does your daily routine look like? You might need grab bars in the shower, or a second handrail by the stairs.
  • Lighting: Is your home bright enough to see any potential hazards? “A well-lit home can help [you] avoid tripping on dining table legs, floor planters, and out-of-sight power cords,” Biddle says.
  • Leaving: Examine your porch and outdoor paths. Are there any broken steps or overgrown shrubs that might trip you up when leaving your home?

Call in the pros: Your home might require a major aging-in-place adjustment, like installing a lift or wheelchair ramp. Costs for a motorized stairway lift start at $3,000, and a wheelchair ramp could run $1,500.

4. Remove or cover your air conditioner

Unless you live in the desert or the deep South, you probably don’t run your air conditioner during autumn. But you might be letting your system waste away if you leave it sitting out in the elements all fall and winter long, which can damage the fan and coils.

DIY: “Window units should be removed, covered, and placed in an area like the garage for safekeeping until they’re needed again,” says Richard Ciresi, who runs Aire Serv in Louisville, KY. Outdoor AC units should be properly covered.

Call in the pros: If you’ve noticed your HVAC system running sluggishly all summer, now’s a great time for an inspection, which will probably cost a little more than $300.

5. Check the fireplace

Your wood-burning fireplace has been sitting dormant for months now. Make sure it’s good to go before you light it up

DIY: Before getting your fireplace inspected, make sure you’re not putting any living things in danger.

“Check the top of the chimney for areas where birds may have nested,” Ciresi says. But check local laws first: It might be illegal to relocate active nests. Once the birds have moved on, however, you can break up the nest freely. (Just be sure to wear gloves.)

Call in the pros: Most chimney sweeps can help break up a nest, too. Besides, you’ll be needing their help for another fall must-do: sweeping the chimney. A professional inspection and sweep will cost between $100 and $250.

6. Prep your firewood pile

Nasty pests like carpenter ants or termites love hiding out in your firewood. Don’t let them hitch a ride inside.

DIY: If you’re building a firewood pile this autumn, make sure to keep those logs at least 20 feet from your home.

“This ensures that even if the wood has pests, they are less likely to transfer from the wood to your home,” Thompson says. Firewood should also be elevated during storage, which makes it even more difficult for bugs to sneak inside the wood.

Call in the pros: If you spot termites in your firewood pile, call in the pros before hauling a single log inside. Treating a local infestation might set you back $150.

7. Switch your ceiling fans

Your ceiling fans are designed to cool you off during the summer—but they also serve a need during the chilly seasons.

DIY: “Many people don’t realize the difference made with the simple reversal of your ceiling fans,” Ciresi says. “Hot air always rises, and ceiling fans are uniquely designed to direct airflow exactly where you need it most.”

Every ceiling fan has a switch hidden on its base. When the mercury level drops, flip that switch so the fan is moving clockwise.

“This updraft allows hot air to get pushed down into your rooms,” Ciresi says. “This is especially useful in rooms with very high ceilings.”

Call in the pros: Pay attention to your home’s temperature on chilly days. Are you still cold? Consider an energy audit, which will cost about $400—but may help you save tremendously on your energy bills over the next few years.

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Source: https://www.realtor.com/advice/home-improvement/fall-home-maintenance-checklist-2018/

 

September 21, 2018   No Comments

How to Make Your Garage a Storage Powerhouse

Garages often turn into repositories for everything from sports equipment to holiday decorations. But with planning you can turn your garage into a harmonious space with room to actually — wait for it — park the car.

Project length: From consultation to installation, this kind of project could take three to five weeks, Scott says.

Permit: “Unless we are doing something structural or adding electricity, no permit is generally needed,” says Scott.

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Source: https://www.houzz.com/ideabooks/21310417/list/how-to-make-your-garage-a-storage-powerhouse

August 6, 2018   No Comments

Rising Interest Rates Have Not Dampened Demand

Rising Interest Rates Have Not Dampened Demand

Since the beginning of the year, mortgage interest rates have risen over a half of a percentage point (from 3.95% to 4.52%), according to Freddie Mac. Even a small rise in interest rates can greatly impact a buyer’s monthly mortgage payment.

First American recently released the results of their quarterly Real Estate Sentiment Index (RESI), in which they surveyed title and real estate agents across the country about the impact of rising rates on first-time homebuyers.

Real estate professionals around the country have not noticed a slowdown in demand for housing among young buyers; nearly 93% of all first-time homebuyers last quarter were between the ages of 21-35, with the largest share of buyers (51%) coming from those ages 26-30.

First American’s Chief Economist Mark Fleming had this to say,

“On a national level, mortgage rates would need to hit 5.6%, 1 percentage point above the current rate, before first-time homebuyers withdraw from the market.”

So, what is slowing down sales?

According to the last Existing Home Sales Report from the National Association of Realtors, sales are now down 3.0% year-over-year and have fallen for the last three months. If rising interest rates aren’t to blame, then what is?

Fleming addressed the cause, saying that:

“The housing market is facing its greatest supply shortage in 60 years of record keeping, according to the Federal Reserve Bank of Kansas City. The ongoing housing supply shortage will make it difficult for first-time buyers to find a home to buy, even when they are financially ready.”

Bottom Line

First-time homebuyers know the importance of owning their own homes and a spike in interest rates is not going to keep them from buying this year! Their biggest challenge is finding a home to buy!

Written By: KCM Crew

Source: https://www.keepingcurrentmatters.com/2018/07/11/rising-interest-rates-have-not-dampened-demand/

July 13, 2018   No Comments

5 Smart Strategies to Pull Off a Fast-Paced Military Move

If you’re a service member, you know that when things happen in the military, they happen fast. And that’s especially true for prospective buyers during a Permanent Change of Station, or PCS—when you’ll suddenly be buying a house and making a hurried move to a community you know little or nothing about.

Without the luxury of time to stroll through open houses and compare neighborhoods, you might feel uncertain whether you’re making the right decisions.

Don’t worry! There are a few things you can do to help yourself nail this fast-paced move—with no regrets.

1. Find an agent who’s experienced with military moves

Although any real estate agent can help you with a military move and Veterans Affairs loan, it can help to work with someone who knows the process inside and out.

A real estate agent who specializes in working with military buyers understands every step of your home-buying journey—from checking that a home has the VA-designated Minimum Property Requirements to making sure closing is a breeze.

To find the right agent for you, start by checking for specialized certifications such as Military Relocation Professional® or Military Residential Specialist. You can also ask another veteran for a referral, or get help from Veterans United Realty to find a pro.

And remember: Nothing is as important as asking potential agents how they’ve handled military purchases in the past—and how they’d handle yours.

2. Have your paperwork in order

As soon as you get your PCS orders, make sure to get a mortgage pre-approval in hand.

This crucial document gives you a clear picture of your buying power so you don’t fall in love with a place you can’t afford. Plus, a pre-approval can give you a leg up, proving to the seller that you’re both willing and able to purchase the home, says Realtor® Bobby Middleton with Texas Premier Realty in San Antonio.

But even if you’ve been pre-approved, don’t assume you’re good to go, Middleton cautions.

“Pre-approval doesn’t mean that your lender won’t check your credit again,” he says, warning would-be buyers not to open a new credit card to buy appliances, or to ignore a credit card payment in the chaos of moving. Middleton’s seen a number of cases where an approved loan went south at closing when a buyer’s credit was checked again.

You’ll also want to get your Power of Attorney finalized, in case you aren’t able to be present for key events, like closing. Talk with your lender about the type of power of attorney you might need.

3. Make good use of technology

Once you’ve nailed down your budget, it’s time to start searching for homes. This is where things can get tricky—but they don’t have to be.

Use an online home search to narrow down the homes that check all your boxes and your budget. Then ask your VA-savvy agent to check out the properties—and take you along for the visit. Thanks to the magic of video-chatting apps (like Skype and FaceTime), being out of market doesn’t mean you have to purchase a house “sight unseen” anymore.

“My client might say, ‘Show me what the pantry looks like or how big the kitchen really is,’” Middleton says. “We go through the house with such a fine-toothed comb that they feel like they are there; it can be almost as good as an in-person view if you take adequate time.”

Even if you’re able to swing a visit, an early video tour will help you rank properties so you can spend extra time in the houses you like and not waste time on the nonstarters.

In addition to the house tour, try using Google Earth, recommends Twila Lukavich, a Realtor® with ProSmart Realty in Peoria, AZ.

“This tool truly gives you a real-time, bird’s-eye view of the street and the neighbors’ homes that surround the house that interests you,” Lukavich says.

4. Do some homework

Sure, driving the streets and talking to neighbors are an important part of house hunting. But doing some research might give you a better picture of key details—and make you feel like you’re almost there.

Your first stop should be the city’s chamber of commerce website, Lukavich says.

“The majority of them will have a section with information on the area that will help you get a feel for the community—from what sorts of shops and services are available to what local events they host,” she says.

And make sure you do your homework on the community’s crime stats, sex offender registries, and any other details that might be of concern; because of the Fair Housing Act, your agent actually isn’t allowed to answer these kinds of questions.

Don’t overlook the local schools—even if you don’t have kids now, the reputation of the school district has direct bearing on your future resale value. Check out GreatSchools for information on everything from test scores to school diversity and experience level of the teachers, Middleton suggests.

Finally, if the home is in an HOA community or a master-planned community, look for a Facebook or Nextdoor community page.

“There is no better insight to a community than a localized social media page,” Lukavich says.

5. Factor in time to sell your current home

Make sure you’re not so laser-focused on buying that you forget about offloading your current home.

“While selling a home is no easy task for anyone, it can be even harder when you add the stress of being active-duty and ordered to relocate to a new area within a very short timeline,” Lukavich points out.

If you’re not in a seller’s market, you might have to make a few concessions to move your home fast: Price your home to sell. Be willing to negotiate. And spend a bit of money to stage it and make it look irresistible (this is especially important if you’ve already moved and your home is vacant). You can even try writing a personal letter to potential buyers explaining the reasons you bought the home, including the amazing neighborhood, schools, and any other amenities that stand out to you.

Finally, put your house on the market as soon as you learn you may receive PCS orders to a different area, Lukavich suggests.

“You can note in the listing that the sale is contingent upon the sellers receiving the actual PCS orders,” she says.

 

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Source: https://www.realtor.com/advice/buy/home-buying-military-move-tips/

 

May 21, 2018   No Comments