5 Reasons to Sell This Fall

5 Reasons to Sell This Fall


Here are five reasons listing your home for sale this fall makes sense.

1. Demand Is Strong

The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home.

Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now

Housing inventory is still under the 6-month supply that is needed for a normal housing market.

This means that, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market. This is good news for homeowners who have gained equity as their home values have increased. However, additional inventory could be coming to the market soon.

Historically, the average number of years a homeowner stayed in their home was six, but that number has jumped to an average of almost nine years since 2008. There is a pent-up desire for many homeowners to move, as they were unable to sell over the last few years because of a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move.

The choices buyers have will continue to increase. Don’t wait until this other inventory comes to market before you decide to sell.

3. The Process Will Be Quicker

Today’s competitive environment has forced buyers to do all they can to stand out from the crowd, including getting pre-approved for their mortgage financing. This makes the entire selling process much faster and much simpler as buyers know exactly what they can afford before home shopping. According to Ellie Mae’s latest Origination Insights Report, the time to close a loan has dropped to 43 days, after seeing a 12-month high of 48 days in January.

4. There Will Never Be a Better Time to Move Up

If your next move will be into a premium or luxury home, now is the time to move-up! The inventory of homes for sale at these higher price ranges has forced these markets into a buyer’s market. This means that if you are planning on selling a starter or trade-up home, your home will sell quickly AND you’ll be able to find a premium home to call your own!

Prices are projected to appreciate by 5.0% over the next year according to CoreLogic. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

5. It’s Time to Move on With Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.

That is what is truly important.

Written by: The KCM Crew

Source: https://www.keepingcurrentmatters.com/2017/09/18/5-reasons-to-sell-this-fall-2/

September 19, 2017   No Comments

7 Easy DIY Updates You Can Do Over The Weekend

House giving you a little of the sad face? You don’t have to overhaul the whole thing to make it feel fresh. Nor do you have to take out a new loan. With a little effort and a few bucks, you can breathe some new air into your home this weekend.

Redo your floors

Not everyone in every situation will be able to get new floors in a weekend. If you have a large space, have to rip tile up, or do a lot of measuring and cutting (but aren’t skilled with math or power tools), it may take a little longer. But in many situations, changing out flooring is a relatively easy task that can totally change and update your space. Think: floating floors. They require no glue, literally snap together to “float” above your existing floors, and can in prefinished wood, laminate, and vinyl. You can get a step-by-step instructions and materials needed on This Old House.

Update your bathroom

Get new faucets, paint your cabinets, install new hardware, swap our your lights – they’re all relatively easy tasks and inexpensive fixes that can have a huge effect on the way your bathroom looks. If you’re not ready to rip out and replace your vanities or think about a new bath or shower at this point, get in there and do a few easy DIY tasks to give your space a mini overhaul that has maximum impact.

Beautify your backsplash

It is possible to do a backsplash by yourself in a couple of days, although it takes a little bit of diligence and patience to make sure you get everything installed right. Otherwise, you’ll be looking at crooked lines and popping tiles for years to come. If you don’t want to worry about that, there is a growing array of temporary tiles that go up in a cinch and look like the real thing.

Frame your windows

Hanging drapes is so easy that the most challenging part of the process will probably be choosing between the thousands of options out there. Take a good look at your room before heading out to the store so you have some sense of the color or pattern you’re looking for. And don’t forget to pre-measure. Nothing kills your redecorating buzz like having to return the drapes you just bought because they’re too short.

Modernize your cabinets

Painting your cabinets is a big undertaking, and, as anyone who has tried will tell you, a complete pain in the butt. That doesn’t mean you shouldn’t try it if you’re gung ho, but just know what you’re up against. And understand it’s also not a one-weekend job. If you just want to bring in a little shine and make older cabinets look fresh, start with new hardware. Get a cabinet hardware jig and installing the knobs and pulls will be a breeze.

Dress up your walls

Patterned walls continue to be popular, but you don’t need permanent wallpaper to take advantage of this trend. There is an ever-increasing array of peel-and-stick options that go up easy (and come down just as simply). We also love painting tools like Rollerwall that simulate the look of wallpaper. Per the website, “You can apply a complete faux-wallpaper look in any room in just one hour.”

Pretty up your patio

The end of summer is a great time to look at outdoor furniture and accessories because they tend to go on sale at or near the change of seasons. In many climates, you can still hang out in your backyard or on your front porch throughout the year, save for the harshest few winter months, so a new outdoor dining or living set is a great option now if what you currently have has had it. At the very least, bringing some color up to your front door with some new potted flowers (potted so you can protect them when it gets cold) can bring a smile every time you drive past your house.

Written by Jaymi Naciri

Source: http://realtytimes.com/consumeradvice/homeownersadvice/item/1005190-20170911-7-easy-diy-updates-you-can-do-over-the-weekend?rtmpage=

September 12, 2017   No Comments

8 Important Steps To Take To Protect Your Home From A Flood

USA Today

In the wake of all the tragedy associated with Hurricane Harvey, and the devastation it continues to bring to Texas and the Gulf, many people have been wondering what they can do to protect their home from a flood. While flooding like what has happened in Houston and Beaumont is rare (although it is happening with increasing frequency and ferocity) and, in many cases, impossible to guard against, just a small amount of water can have big consequences. These 8 tips can help you and your home stay safe.

1. Look into flood insurance

People who live in an area that is more prone to flooding may be better prepared if they are required to have insurance and take certain precautions. Although, we learned from Harvey that only 15 percent of those who lived in massive, hardest-hit Harris County were actually covered by the National Flood Insurance Program. These policies are necessary if you live in a “100 year flood” zone, although enforcement is clearly lacking.

But in a time when climate change is creating increasingly unpredictable and powerful storms, “no state or territory is safe, according to FEMA, the Federal Emergency Management Agency,” said Bankrate.

That means that everyone should be looking at their insurance policies and what they are currently covered for. “Most people think they’re covered for flooding with their homeowner’s insurance policy. But they’re not,” said Houselogic. “You must buy a separate flood insurance policy to be covered. Only 18% of homeowners in low-to-moderate risk areas have flood insurance. Of those that have it, 1 in 5 have made a claim.”

2. Get to higher ground

It goes without saying that you should protect yourself in the case of a flood. But moving your important things to higher ground can help keep them safe as well. Only a tiny bit of water is is needed to do lasting damage. “The one nasty thing about flooding is that there is no (margin) of safety other than elevation,” Tim Reinhold, senior vice president of research and chief engineer at the Insurance Institute for Business & Home Safety, or IBHS, told Bankrate. “Once the water reaches the level of your floor and goes an inch above, you have significant damage.”

You may not be able to keep the water out in every case, but moving furniture and important items to a higher floor or to the attic can help safeguard them.

Things like furnaces, water heaters, circuit breakers, and wiring should also be raised – permanently. If you know your area’s flood level, go at least a foot higher when relocating your items. You’ll also want to anchor and raise any fuel tanks to limit the possibility that they can spread contaminants.

3. Examine the exterior of your home

You might find areas where water can easily get in to your house. Patching any potential leak areas is step one. Now look at how the water flows away from (hopefully) or toward (hopefully not) your home. You can do an easy test with a hose or in a “normal” rainstorm, checking for areas where water naturally pools. Having sandbags in the garage that you can use as needed to help keep water from getting inside is a good emergency measure.

4. Clear gutters, drains and downspouts

While you’re checking around your house, take a look at your gutters, drains and downspouts, too. This easy activity could save you from heartache by keeping water from collecting on the roof or overflowing gutters and draining toward the house.

5. Install a backflow valve

If your home makes it through a flood with minimal damage but your sewer system floods, that could mean coming home to a house full of guck. Avoiding this catastrophe is as easy as installing a backflow valve.

6. Do a major retrofit

“If your home floods frequently and moving isn’t an option, you may need to take drastic and costly measures,” said Bankrate. That could mean raising “your home on piers or columns so that the lowest floor is above the flood level (approximate cost: $20,000); “Wet-proofing your home by installing foundation vents that would allow water to flow through the building, instead of rising inside and causing more damage,” or doing some “dry proofing by applying coatings and other sealing materials to your walls to keep out floods.”

7. Buy a battery-powered sump pump

This is key because if yours is electric and the power goes out, so does your ability to pump water out of your house.

8. Change your landscaping

“Porous outdoor surfaces help water seep into the ground instead of streaming toward your home,” said the National Resources Defense Council. “Digging depressions known as swales to channel storm water runoff away from your house, converting concrete or asphalt driveways to gravel or brick, and using absorbent mulch can help manage heavy rain and reduce potential flood damage. Placing a rain barrel beneath a gutter downspout will not only allay basement flooding but also help reduce flooding and pollution of local waterways.”

This taps into an innovative trend being seen in places like China where “sponge cities” are in the process of being created. Currently, 16 cities are in development, with plans to roll the program out nationally in China. “Designers will concede to the wisdom of nature to ensure water is absorbed when there’s an excess: instead of water-resistant concrete, permeable materials and green spaces will be used to soak up rainfall, and rivers and streams will be interconnected so that water can flow away from flooded areas,” said The Guardian.

Written by Jaymi Naciri

Source: http://realtytimes.com/consumeradvice/homeownersadvice/item/1005047-20170904-8-important-steps-to-take-to-protect-your-home-from-a-flood?rtmpage=


September 5, 2017   No Comments

Is Brass Here To Stay… Again?

Is Brass Here To Stay... Again? weberindustries.com

If you’ve been watching HGTV, flipping through interior design magazines, or touring model homes lately, you’ve probably seen one of today’s hottest trends for home: brass. But is this interior design flashback just a blip or should you start ditching all that chrome, nickel, and stainless?

It’s true – what was once old is new again, and what started sneaking back into interiors in 2015 has stuck around, becoming more and more prevalent in chic homes and more readily available in a variety of styles and an ever-increasing array of home products.

“Our shop is bursting at the seams with brass – and why? We love its cozy warm glow, its easygoing elegance, and its old-school style,” said FOOD52. “Brass is timeless in a different way than, say, gold or marble, because it wasn’t widely used until the Industrial Revolution. We love that underneath its warm and glinting beauty, brass is a serious workhorse with a serious history. Sure, it looks pretty, but brass has lived many lives, and its industrious past is a part of its charm.”

Huffington Post likens its renewed popularity to “the chilly minimalism of recent decades fading,” and “warm and inviting hues… definitely taking over on every level.”

Of course, the fact that today’s brass is far more stylish than what we associate with, well, the brassy light fixtures of decades ago, has something to do with it.

“If you wait long enough, everything comes back in style, and that statement really rings true with brass these days,” said StyleBlueprint. “However, this is not the brass of the 1980s, nor is it your grandmother’s brass. According to designer Lee Robinson, of Lee W. Robinson Company, brass is much more understated and luxurious than it used to be.”

We’ve scoured the Internet for the best examples of brass décor today so you can get inspired to catch the brass ring in your home.

How snazzy do these brass fixtures and hardware look against the black cabinets? Yowza.

A touch of brass brings a touch of class. This modern kitchen also shows brass can mix with other metals to create a high-style look.

While you probably don’t want to go into brass overkill, some attention to accessories, like the pendant lamps over the island and the shelving that flanks the stove, ups the ante, bringing warmth to the space and counteracting the cool gray on the cabinets.

Or, you could go all out, covering your cabinets in the warm hue, like in this modern kitchen…

…or in this eclectic gourmet space.

Copper, bronze, and marble make for a stunning trio in this bathroom.

Brass shower fittings look amazing over patterned tile.

Pulling a similar and complementary hue through to the grout makes this bathroom look even more stunning.

With brass, you can take your pick of knobs and pulls. Options are abundant and available in a range of size and styles.

 Written by Jaymi Naciri
Source: http://realtytimes.com/consumeradvice/homeownersadvice/item/1004748-20170821-is-brass-here-to-stay-again?rtmpage=null


August 25, 2017   No Comments

Introducing Your New Color Obsession

Introducing Your New Color Obsession aol.com

Is it gray? Blue? Green? It’s all of them wrapped up in your new color obsession, and it’s going to have you running to Home Depot for a can (or 10!) in 3…2…1. Behr’s first-ever Color of the Year, dubbed “In the Moment,” isn’t just a great option for refreshing your interior or exterior, it’s also an invitation to bring a little calm to your place.

“In the Moment” is a “restorative blue-green hue meant to soothe and relax,” said Architectural Digest. Intended as an antidote to the stresses of being “plugged in 24/7,” said Erika Woelfel, Vice President of Color and Creative Services at Behr, in announcing the color, “In the Moment” allows you to do just that: “Be aware of the moment that you’re in. That’s why we love the name of this color.”

House Beautiful describes the color as, “spruce blue, soft gray and lush green (that) coalesce to evoke a sense of sanctuary and relaxation.” Key to what will surely be its widespread appeal is its versatility. The color “crosses multiple design styles, ideal for working with traditional, modern, coastal and global décor,” said Behr. And, said Woelfel, it “pairs well with other subdued colors to create harmony for interiors or exteriors.”

To that end, Behr provided a “palette of 20 trend colors for 2018” to help with pairing, alongside the announcement of the Color of the Year. All colors are available exclusively at The Home Depot.

“This ‘neutral blue,’ as Woelfel describes it, takes on a very different tone depending on the colors with which you pair it. When used as a bright pop in a mostly dark room, it feels calm and formal,” said House Beautiful. However, when paired with white and light natural wood, the color comes off as energetic and vibrant, which makes for a welcoming statement on the exterior of a home.”

In this dining room, the color reads blue and green and gray, changing with the light and complementing the mid-century modern décor.

Against the creamy white of the countertops in this kitchen and with the light streaming through the window and French door, the hue goes green.

Ditto for this front door frame, which looks amazing against all that luscious stone.

A subtle pop of color that brings in depth while introducing an overall sense of calm is a perfect choice for a window seat.

Have an ocean (or at least a pool) outside? You’ll love how the water affects the wall color, bringing in more of a sea-blue effect.

That’s it. We’ve found the perfect exterior color. We especially love how it deepens against the white trim.

Written by Jaymi Naciri

Source: http://realtytimes.com/consumeradvice/homeownersadvice/item/1004575-20170814-introducing-your-new-color-obsession?rtmpage=null

August 22, 2017   No Comments