Halloween Decor Trends For An Elegant Interior

Halloween stores are popping up all over the place as the countdown to candy collecting begins. Halloween décor is big business today, too, and while some (OK, a lot) of it can look cheap and childish, there are many options for pumpkin décor that allow you to be festive without veering away from your sense of style. If you’re ready to bring the great pumpkin into your home, here are some chic ways to go about it, whether you’re crafty or crafty about how you shop.

Pretty pastels

Who says your pumpkins have to be orange or that your fall décor can’t be fun and fresh? This six-piece pastel pumpkin mini mix from Etsy is handmade from white craft pumpkins, meaning you could DIY it if you wanted to. But when they look this great…

Metal

These galvanized metal lanterns from World Market offer anther unique way to dress up your home for Halloween, but with an unexpected elegance. Even better – they’re on sale for $6.99 to $10.49.


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World Market offers a treasure trove of items for Halloween. (We also love these black iron candelabras, that just may be elegant enough to use all-year-round.) If Day of the Dead is more your speed, you’ll love this $19.99 los muertos ceramic candy bowl that depicts four highly detailed calavera skulls.


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Splattered

Feeling artistic? All you need to create a pumpkin masterpiece is a little paint and a flick of the wrist. These splatter paint pumpkins have a chic style, and they’re just the beginning of what you can create with paint. Check out more great options on Pinterest.


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Carved

Don’t want a face on your pumpkins but still want some time knife time? These patterned pumpkins are next-level carving and create unique methods for mood lighting. “Turn standard grocery store pumpkins into decorative votive holders that are embellished with polka-dot cutouts,” said Southern Living.


Southernliving.com
Break out those crayons

Your kids will love watching the crayons melt over the pumpkins, and you’ll love the outcome of this easy DIY project that produce oh-so-stylish Halloween décor.


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Studded

InStyle has declared this the year of the studded pumpkin, and that’s a good thing considering they’re super easy to make with real studs if you wish, or, with hot glue and a studded strip. You can use either real pumpkins or the faux kind, which will last longer.


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Mercury glass

You can buy pumpkins that look like mercury glass, but they’re fragile and can also be expensive. This easy trick gives you the look without the hassle. First, spray paint them white and then use a “looking glass” spray to get the mercury effect.


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Textured

Texture is all the rage in home décor and fashion, and it hasn’t escaped Halloween décor. These velvet pumpkins are one of the hottest items this year, and they’re all over the board in terms of cost. (We saw one for almost $100 at a posh boutique!) Save yourself some money, and a whole lot of hassle since this is not one of the easier DIY-friendly crafts unless you’re very experienced and very patient, and head to Target. This three-piece collection is just $18, and there’s no orange in sight!


Target.com

Written by Jaymi Naciri

October 16, 2017   No Comments

Benjamin Moore’s 2018 Color Of The Year: A Modern Guide To Using Red In Your Home

Neutrals, be gone! If Benjamin Moore has its way, interiors will be going from soft and soothing to red hot next year. The paint company’s Color of the Year for 2018 is Caliente, and the name is appropriate. The fiery red is “hot, passionate, and sexy,” said Benjamin Moore. With a hint of orange, caliente has lots of personality and is the perfect hue for you if you are drawn to the warmer tones of red.

The company’s Director of Strategic Design Intelligence, Ellen O’Neill, weighed in by adding, “Strong, radiant and full of energy, Caliente AF-290 is total confidence. It is pleasing, passionate and makes people feel special, like ‘red carpet treatment. “Whether used as one note or on four walls, the spirited personality of red turns heads signaling surprise and adventure. The eye can’t help but follow its bold strokes.”

Indeed. Architectural Digest believes that, “This year’s choice will stop you in your tracks.” Whether or not you’re a fan of red, you’re bound to notice it. Red can be a polarizing color, with some loving the energy it brings and others finding it a tad too bold for their space. The key to making it sing in your home is knowing where to use it, and how much.

Feng Shui

If the principles of feng shui are important to you, consider that red conjures fire and, “Fire represents the energy of sun and life,” said The Spruce. “A balanced feng shui fire element in your home will bring joy, excitement, and strong sexual desire. An imbalance of the same element will bring either fiery arguments, restlessness and even aggression (too much Fire) or a lack of energy and enthusiasm for life (too little Fire).”

When it comes to the home, red “signifies richness, luck and luxury,” they said. “If used too much, though, it can bring bursts of anger and over stimulation.” That means a cautious hand may be best. Covering the walls in every room and oversaturating the spaces with furniture and décor pieces could just be a bit too caliente.

Color Theory

We know from the study of color theory that different colors can affect moods. If you apply that to the home, it makes sense that some spaces would be a better fit than others for a color called caliente.

“Red raises a room’s energy level. The most intense color, it pumps the adrenaline like no other hue,” said Freshome. “It is a good choice when you want to stir up excitement, particularly at night. In the living room or dining room, red draws people together and stimulates conversation. In an entryway, it creates a strong first impression.” In the bedroom, it could mean a fiery sex life…but trying to sleep might be an issue.

You may not be ready to take the bold hue through your whole kitchen, but careful placement can make a huge impact, like on this island.


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Juxtaposed against bright white, Caliente is a standout on the walls – especially in a room that flooded with natural light.


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How’s that for a warm welcome?! The rich, red door is a beautiful complement to the neutral décor and adds another element of interest in a space with a wealth of architectural detail.


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Don’t want to splash this color on your walls? One standout piece in the electric hue can energize the whole room.


designaddictmom.blogspot.com

Written By: Jaymi Naciri

October 16, 2017   No Comments

No… You Do Not Need 20% Down to Buy NOW!

No… You Do Not Need 20% Down to Buy NOW!

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The results of the survey show that non-homeowners cite the main reason for not currently owning a home, as not being able to afford one.

This brings us to two major misconceptions that we want to address today.

1. Down Payment

NAR’s survey revealed that consumers overestimate the down payment funds needed to qualify for a home loan. According to the report, 39% of non-homeowners say they believe they need more than 20% for a down payment on a home purchase. In actuality, there are many loans written with a down payment of 3% or less.

Many renters may actually be able to enter the housing market sooner than they ever imagined with new programs that have emerged allowing less cash out of pocket.

2. FICO® Scores

An Ipson survey revealed that 62% of respondents believe they need excellent credit to buy a home, with 43% thinking a “good credit score” is over 780. In actuality, the average FICO® scores of approved conventional and FHA mortgages are much lower.

The average conventional loan closed in August had a credit score of 752, while FHA mortgages closed with a score of 683. The average across all loans closed in August was 724. The chart below shows the distribution of FICO® Scores for all loans approved in August.

No… You Do Not Need 20% Down to Buy NOW! | Keeping Current Matters

Bottom Line

If you are a prospective buyer who is ‘ready’ and ‘willing’ to act now, but are not sure if you are ‘able’ to, sit down with a professional who can help you understand your true options.

 

Source: https://www.keepingcurrentmatters.com/2017/10/09/no-you-do-not-need-20-down-to-buy-now/

October 11, 2017   No Comments

5 Reasons to Sell This Fall

5 Reasons to Sell This Fall

 

Here are five reasons listing your home for sale this fall makes sense.

1. Demand Is Strong

The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home.

Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now

Housing inventory is still under the 6-month supply that is needed for a normal housing market.

This means that, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market. This is good news for homeowners who have gained equity as their home values have increased. However, additional inventory could be coming to the market soon.

Historically, the average number of years a homeowner stayed in their home was six, but that number has jumped to an average of almost nine years since 2008. There is a pent-up desire for many homeowners to move, as they were unable to sell over the last few years because of a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move.

The choices buyers have will continue to increase. Don’t wait until this other inventory comes to market before you decide to sell.

3. The Process Will Be Quicker

Today’s competitive environment has forced buyers to do all they can to stand out from the crowd, including getting pre-approved for their mortgage financing. This makes the entire selling process much faster and much simpler as buyers know exactly what they can afford before home shopping. According to Ellie Mae’s latest Origination Insights Report, the time to close a loan has dropped to 43 days, after seeing a 12-month high of 48 days in January.

4. There Will Never Be a Better Time to Move Up

If your next move will be into a premium or luxury home, now is the time to move-up! The inventory of homes for sale at these higher price ranges has forced these markets into a buyer’s market. This means that if you are planning on selling a starter or trade-up home, your home will sell quickly AND you’ll be able to find a premium home to call your own!

Prices are projected to appreciate by 5.0% over the next year according to CoreLogic. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

5. It’s Time to Move on With Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.

That is what is truly important.

Written by: The KCM Crew

Source: https://www.keepingcurrentmatters.com/2017/09/18/5-reasons-to-sell-this-fall-2/

September 19, 2017   No Comments

7 Easy DIY Updates You Can Do Over The Weekend

House giving you a little of the sad face? You don’t have to overhaul the whole thing to make it feel fresh. Nor do you have to take out a new loan. With a little effort and a few bucks, you can breathe some new air into your home this weekend.

Redo your floors

Not everyone in every situation will be able to get new floors in a weekend. If you have a large space, have to rip tile up, or do a lot of measuring and cutting (but aren’t skilled with math or power tools), it may take a little longer. But in many situations, changing out flooring is a relatively easy task that can totally change and update your space. Think: floating floors. They require no glue, literally snap together to “float” above your existing floors, and can in prefinished wood, laminate, and vinyl. You can get a step-by-step instructions and materials needed on This Old House.

Update your bathroom

Get new faucets, paint your cabinets, install new hardware, swap our your lights – they’re all relatively easy tasks and inexpensive fixes that can have a huge effect on the way your bathroom looks. If you’re not ready to rip out and replace your vanities or think about a new bath or shower at this point, get in there and do a few easy DIY tasks to give your space a mini overhaul that has maximum impact.

Beautify your backsplash

It is possible to do a backsplash by yourself in a couple of days, although it takes a little bit of diligence and patience to make sure you get everything installed right. Otherwise, you’ll be looking at crooked lines and popping tiles for years to come. If you don’t want to worry about that, there is a growing array of temporary tiles that go up in a cinch and look like the real thing.


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Frame your windows

Hanging drapes is so easy that the most challenging part of the process will probably be choosing between the thousands of options out there. Take a good look at your room before heading out to the store so you have some sense of the color or pattern you’re looking for. And don’t forget to pre-measure. Nothing kills your redecorating buzz like having to return the drapes you just bought because they’re too short.

Modernize your cabinets

Painting your cabinets is a big undertaking, and, as anyone who has tried will tell you, a complete pain in the butt. That doesn’t mean you shouldn’t try it if you’re gung ho, but just know what you’re up against. And understand it’s also not a one-weekend job. If you just want to bring in a little shine and make older cabinets look fresh, start with new hardware. Get a cabinet hardware jig and installing the knobs and pulls will be a breeze.

Dress up your walls

Patterned walls continue to be popular, but you don’t need permanent wallpaper to take advantage of this trend. There is an ever-increasing array of peel-and-stick options that go up easy (and come down just as simply). We also love painting tools like Rollerwall that simulate the look of wallpaper. Per the website, “You can apply a complete faux-wallpaper look in any room in just one hour.”


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Pretty up your patio

The end of summer is a great time to look at outdoor furniture and accessories because they tend to go on sale at or near the change of seasons. In many climates, you can still hang out in your backyard or on your front porch throughout the year, save for the harshest few winter months, so a new outdoor dining or living set is a great option now if what you currently have has had it. At the very least, bringing some color up to your front door with some new potted flowers (potted so you can protect them when it gets cold) can bring a smile every time you drive past your house.

Written by Jaymi Naciri

Source: http://realtytimes.com/consumeradvice/homeownersadvice/item/1005190-20170911-7-easy-diy-updates-you-can-do-over-the-weekend?rtmpage=

September 12, 2017   No Comments